diff --git a/frontend/src/i18n/__tests__/openaiFastPolicyLocales.spec.ts b/frontend/src/i18n/__tests__/openaiFastPolicyLocales.spec.ts
index 7fd550c1a..805d356c9 100644
--- a/frontend/src/i18n/__tests__/openaiFastPolicyLocales.spec.ts
+++ b/frontend/src/i18n/__tests__/openaiFastPolicyLocales.spec.ts
@@ -27,4 +27,30 @@ describe('OpenAI Fast/Flex policy locale keys', () => {
       removeUser: 'Remove user'
     })
   })
+
+  it('describes target and other-model actions without whitelist terminology', () => {
+    expect(zh.admin.settings.openaiFastPolicy).toMatchObject({
+      tierAll: '全部 tier 值',
+      modelWhitelist: '目标模型',
+      fallbackAction: '其他模型处理方式',
+      summaryTargetModels: '目标模型',
+      summaryOtherModels: '其他模型'
+    })
+    expect(zh.admin.settings.openaiFastPolicy.modelWhitelistHint).toContain(
+      '留空时“处理方式”应用于全部模型'
+    )
+    expect(zh.admin.settings.openaiFastPolicy.modelWhitelistHint).not.toContain('白名单')
+
+    expect(en.admin.settings.openaiFastPolicy).toMatchObject({
+      tierAll: 'All tier values',
+      modelWhitelist: 'Target models',
+      fallbackAction: 'Other models action',
+      summaryTargetModels: 'Target models',
+      summaryOtherModels: 'Other models'
+    })
+    expect(en.admin.settings.openaiFastPolicy.modelWhitelistHint).toContain(
+      'Leave empty to apply Action to all models'
+    )
+    expect(en.admin.settings.openaiFastPolicy.modelWhitelistHint).not.toContain('whitelist')
+  })
 })
diff --git a/frontend/src/i18n/locales/en/admin/settings.ts b/frontend/src/i18n/locales/en/admin/settings.ts
index b20e2ebee..9aff76d25 100644
--- a/frontend/src/i18n/locales/en/admin/settings.ts
+++ b/frontend/src/i18n/locales/en/admin/settings.ts
@@ -1173,7 +1173,7 @@ export default {
         addRule: 'Add rule',
         saveHint: 'Saved together with system settings (click the global Save button at the bottom of the page).',
         serviceTier: 'service_tier match',
-        tierAll: 'All tiers',
+        tierAll: 'All tier values',
         tierPriority: 'priority (fast)',
         tierFlex: 'flex',
         action: 'Action',
@@ -1196,13 +1196,22 @@ export default {
         errorMessage: 'Error message',
         errorMessagePlaceholder: 'Custom error message when blocked',
         errorMessageHint: 'Leave empty for the default message.',
-        modelWhitelist: 'Model whitelist',
-        modelWhitelistHint: 'Leave empty to apply to all models. Supports exact match and wildcard prefix (e.g., gpt-5.5*).',
-        modelPatternPlaceholder: 'e.g., gpt-5.5 or gpt-5.5*',
-        addModelPattern: 'Add model pattern',
-        fallbackAction: 'Fallback action',
-        fallbackActionHint: 'Action for models not matching the whitelist.',
-        fallbackErrorMessagePlaceholder: 'Custom error message when non-whitelisted models are blocked'
+        modelWhitelist: 'Target models',
+        modelWhitelistHint: 'Models in this list use Action; models outside it use Other models action. Leave empty to apply Action to all models. Supports exact matches and wildcard prefixes (e.g., gpt-5.6*).',
+        modelPatternPlaceholder: 'e.g., gpt-5.6-sol or gpt-5.6*',
+        addModelPattern: 'Add target model',
+        fallbackAction: 'Other models action',
+        fallbackActionHint: 'Applies only to models outside the target list.',
+        fallbackErrorMessagePlaceholder: 'Custom error message when other models are blocked',
+        summaryTargetModels: 'Target models',
+        summaryAllModels: 'All models',
+        summaryOtherModels: 'Other models',
+        summaryAction: {
+          pass: 'Pass',
+          filter: 'Filter',
+          block: 'Block',
+          force_priority: 'Force priority'
+        }
       },
       wechatConnect: {
         title: 'WeChat Connect',
diff --git a/frontend/src/i18n/locales/zh/admin/settings.ts b/frontend/src/i18n/locales/zh/admin/settings.ts
index 3967f25ed..82a932e56 100644
--- a/frontend/src/i18n/locales/zh/admin/settings.ts
+++ b/frontend/src/i18n/locales/zh/admin/settings.ts
@@ -1167,7 +1167,7 @@ export default {
         addRule: '新增规则',
         saveHint: '保存时随系统设置一起提交（点击页面底部「保存」按钮）。',
         serviceTier: 'service_tier 匹配',
-        tierAll: '全部 tier',
+        tierAll: '全部 tier 值',
         tierPriority: 'priority（fast）',
         tierFlex: 'flex',
         action: '处理方式',
@@ -1190,13 +1190,22 @@ export default {
         errorMessage: '错误消息',
         errorMessagePlaceholder: '拦截时返回的自定义错误消息',
         errorMessageHint: '留空则使用默认错误消息。',
-        modelWhitelist: '模型白名单',
-        modelWhitelistHint: '留空表示对所有模型生效；支持精确匹配与通配符（如 gpt-5.5*）。',
-        modelPatternPlaceholder: '例如: gpt-5.5 或 gpt-5.5*',
-        addModelPattern: '添加模型规则',
-        fallbackAction: '未匹配模型处理方式',
-        fallbackActionHint: '当请求模型不在白名单中时的处理方式。',
-        fallbackErrorMessagePlaceholder: '未匹配模型被拦截时返回的自定义错误消息'
+        modelWhitelist: '目标模型',
+        modelWhitelistHint: '列表内模型使用“处理方式”，列表外模型使用“其他模型处理方式”。留空时“处理方式”应用于全部模型。支持精确匹配与前缀通配符（如 gpt-5.6*）。',
+        modelPatternPlaceholder: '例如: gpt-5.6-sol 或 gpt-5.6*',
+        addModelPattern: '添加目标模型',
+        fallbackAction: '其他模型处理方式',
+        fallbackActionHint: '仅应用于目标列表之外的模型。',
+        fallbackErrorMessagePlaceholder: '其他模型被拦截时返回的自定义错误消息',
+        summaryTargetModels: '目标模型',
+        summaryAllModels: '全部模型',
+        summaryOtherModels: '其他模型',
+        summaryAction: {
+          pass: '透传',
+          filter: '过滤',
+          block: '拦截',
+          force_priority: '强制 priority'
+        }
       },
       wechatConnect: {
         title: '微信登录',
diff --git a/frontend/src/views/admin/SettingsView.vue b/frontend/src/views/admin/SettingsView.vue
index b153865ff..bb4d021b2 100644
--- a/frontend/src/views/admin/SettingsView.vue
+++ b/frontend/src/views/admin/SettingsView.vue
@@ -1128,6 +1128,47 @@
                   </button>
                 </div>
 
+                <div
+                  class="mb-4 flex flex-wrap items-center gap-x-2 gap-y-1 text-xs text-gray-500 dark:text-gray-400"
+                  :data-testid="`openai-fast-policy-summary-${ruleIndex}`"
+                >
+                  <span class="font-medium text-gray-700 dark:text-gray-300">
+                    {{
+                      t(
+                        hasOpenAIFastPolicyTargetModels(rule)
+                          ? "admin.settings.openaiFastPolicy.summaryTargetModels"
+                          : "admin.settings.openaiFastPolicy.summaryAllModels",
+                      )
+                    }}
+                  </span>
+                  <span aria-hidden="true">→</span>
+                  <span
+                    class="inline-flex items-center rounded bg-primary-50 px-2 py-0.5 font-medium text-primary-700 dark:bg-primary-900/30 dark:text-primary-300"
+                  >
+                    {{ openaiFastPolicyActionSummary(rule.action) }}
+                  </span>
+                  <template v-if="hasOpenAIFastPolicyTargetModels(rule)">
+                    <span aria-hidden="true">·</span>
+                    <span class="font-medium text-gray-700 dark:text-gray-300">
+                      {{
+                        t(
+                          "admin.settings.openaiFastPolicy.summaryOtherModels",
+                        )
+                      }}
+                    </span>
+                    <span aria-hidden="true">→</span>
+                    <span
+                      class="inline-flex items-center rounded bg-gray-100 px-2 py-0.5 font-medium text-gray-700 dark:bg-dark-600 dark:text-gray-300"
+                    >
+                      {{
+                        openaiFastPolicyActionSummary(
+                          rule.fallback_action || "pass",
+                        )
+                      }}
+                    </span>
+                  </template>
+                </div>
+
                 <div class="grid grid-cols-1 gap-4 md:grid-cols-3">
                   <!-- Service Tier -->
                   <div>
@@ -1227,14 +1268,23 @@
                   </p>
                 </div>
 
-                <!-- Model Whitelist -->
-                <div class="mt-3">
+                <!-- Target Models -->
+                <div
+                  class="mt-3"
+                  role="group"
+                  :aria-labelledby="`openai-fast-policy-models-label-${ruleIndex}`"
+                  :aria-describedby="`openai-fast-policy-models-hint-${ruleIndex}`"
+                >
                   <label
+                    :id="`openai-fast-policy-models-label-${ruleIndex}`"
                     class="mb-1 block text-xs font-medium text-gray-600 dark:text-gray-400"
                   >
                     {{ t("admin.settings.openaiFastPolicy.modelWhitelist") }}
                   </label>
-                  <p class="mb-2 text-xs text-gray-400 dark:text-gray-500">
+                  <p
+                    :id="`openai-fast-policy-models-hint-${ruleIndex}`"
+                    class="mb-2 text-xs text-gray-400 dark:text-gray-500"
+                  >
                     {{
                       t("admin.settings.openaiFastPolicy.modelWhitelistHint")
                     }}
@@ -1298,11 +1348,9 @@
                   </button>
                 </div>
 
-                <!-- Fallback Action (only when model_whitelist is non-empty) -->
+                <!-- Other Models Action (only when target models are non-empty) -->
                 <div
-                  v-if="
-                    rule.model_whitelist && rule.model_whitelist.length > 0
-                  "
+                  v-if="hasOpenAIFastPolicyTargetModels(rule)"
                   class="mt-3"
                 >
                   <label
@@ -11975,6 +12023,16 @@ const openaiFastPolicyActionOptions = computed(() => [
   { value: "block", label: t("admin.settings.openaiFastPolicy.actionBlock") },
 ]);
 
+function openaiFastPolicyActionSummary(
+  action: OpenAIFastPolicyRule["action"],
+) {
+  return t(`admin.settings.openaiFastPolicy.summaryAction.${action}`);
+}
+
+function hasOpenAIFastPolicyTargetModels(rule: OpenAIFastPolicyRule) {
+  return Boolean(rule.model_whitelist?.some((pattern) => pattern.trim() !== ""));
+}
+
 const openaiFastPolicyScopeOptions = computed(() => [
   { value: "all", label: t("admin.settings.openaiFastPolicy.scopeAll") },
   { value: "oauth", label: t("admin.settings.openaiFastPolicy.scopeOAuth") },
diff --git a/frontend/src/views/admin/__tests__/SettingsView.spec.ts b/frontend/src/views/admin/__tests__/SettingsView.spec.ts
index aa81d8f47..bf6fe5e68 100644
--- a/frontend/src/views/admin/__tests__/SettingsView.spec.ts
+++ b/frontend/src/views/admin/__tests__/SettingsView.spec.ts
@@ -229,6 +229,11 @@ vi.mock("vue-i18n", async () => {
     "admin.settings.upstreamBillingProbe.intervalHint": "范围 5–1440 分钟。",
     "admin.settings.upstreamBillingProbe.saved": "上游倍率自动探测设置已保存",
     "admin.settings.upstreamBillingProbe.saveFailed": "保存上游倍率自动探测设置失败",
+    "admin.settings.openaiFastPolicy.summaryTargetModels": "目标模型",
+    "admin.settings.openaiFastPolicy.summaryAllModels": "全部模型",
+    "admin.settings.openaiFastPolicy.summaryOtherModels": "其他模型",
+    "admin.settings.openaiFastPolicy.summaryAction.filter": "过滤",
+    "admin.settings.openaiFastPolicy.summaryAction.pass": "透传",
     "admin.settings.security.passkeyDeploymentHint":
       "请由服务器运维在部署配置中将 webauthn.enabled 设为 true，填写 webauthn.rp_id（仅域名）与 webauthn.rp_origins（完整 HTTPS 来源），然后重启服务。",
     "admin.settings.site.uploadImage": "上传图片",
@@ -1261,6 +1266,43 @@ describe("admin SettingsView payment visible method controls", () => {
     expect(wrapper.text()).not.toContain("OpenAI 高级调度器");
   });
 
+  it("summarizes target and other-model actions, then switches to all models", async () => {
+    getSettings.mockResolvedValueOnce({
+      ...baseSettingsResponse,
+      openai_fast_policy_settings: {
+        rules: [
+          {
+            service_tier: "all",
+            action: "filter",
+            scope: "all",
+            model_whitelist: ["gpt-5.6-sol"],
+            fallback_action: "pass",
+          },
+        ],
+      },
+    });
+    const wrapper = mountView();
+
+    await flushPromises();
+    await openGatewayTab(wrapper);
+
+    const summary = wrapper.get('[data-testid="openai-fast-policy-summary-0"]');
+    expect(summary.text()).toContain("目标模型");
+    expect(summary.text()).toContain("过滤");
+    expect(summary.text()).toContain("其他模型");
+    expect(summary.text()).toContain("透传");
+
+    await wrapper
+      .get(
+        '[role="group"][aria-labelledby="openai-fast-policy-models-label-0"] input[type="text"]',
+      )
+      .setValue("");
+    expect(summary.text()).toContain("全部模型");
+    expect(summary.text()).toContain("过滤");
+    expect(summary.text()).not.toContain("其他模型");
+    expect(summary.text()).not.toContain("透传");
+  });
+
   it("loads and saves upstream billing probe settings from the gateway tab", async () => {
     getUpstreamBillingProbeSettings.mockResolvedValueOnce({
       enabled: false,